The Strategic Brain
Dr M Maruf Hossain, PhD, GAICD
Chief AI Strategist
Named Global Top 100 Innovators in Data & Analytics (2024)
Dr M Maruf Hossain is the founder of 42 Consulting.AI and the architect of the MANDATE Suite, the AI governance architecture that enables boards in regulated enterprises to govern the authority they delegate to AI. With a PhD in Artificial Intelligence from the University of Melbourne (plus a Master’s in Software Engineering and Honours in Mathematics), he combines deep technical mastery with GAICD corporate governance credentials.
Proven C-Suite Track Record
VP Data Science, ANZ Bank
Executive Manager, Westpac
Scaled AI across banking operations
Credit Clear, Telstra Global, IBM GBS, Infosys Consulting
Built Data/AI Centres of Excellence for startups to enterprises
Government & Regulated Sectors
Trustworthy AI governance for telco, fintech, and public agencies
Trusted AI Authority
Author of two books that trace the arc of enterprise AI from deployment to governance. His first, AI Success Beyond Perfect Data, is a guide to pragmatic AI deployment in real-world enterprises. His second, Governance-First AI, sets out how boards hold AI accountable when the systems act on their own — the discipline of delegated machine authority.
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Alongside the books, he co-authored seminal papers in data mining and machine learning, as well as a series of industry white papers. His strategic interventions generate measurable ROI — typically delivering approved AI roadmaps and live pilots within 90 days.